Sure in today’s hi-tech world, nearly everyone has an internet connection at home, but what about if you are on the go running errands. Or, what if you don’t have an internet connection where you are but still you need to snag an instant cash loan, what do you do! Well you can just simply take advantage of a relatively new way to apply for payday cash advances by using your cell phone to apply for “phone call loans“.
Now you can just whip-out your phone and call to get your loans by phone. This and applying online are two of the best options. If you don’t have internet access or your phone internet connection is too slow you can just call-in for a payday loan. These are short term unsecured loans intended to assist people who need extra money urgently to address unexpected or emergency expenses in a hassle-free manner because payday is just too far away.
Talk To A Real Live Person
Talking to a real live human may ring of being old fashioned but I assure you it is not. There is nothing better than being helped by a real person equipped with the latest technology, prepared, knowledgeable and ready to answer and explain everything.
As the phrase implies, phone call loans by phone are quite easy to apply for using any phone. When you call, you will speak with a real live and friendly loan representative that will talk you through the application process. They will answer all your questions and input your data into their automated system to match you with the right licensed payday lender and the best loan based on your request and current personal information. All you need to do is just make the call to start the application process.
Just Call Anytime You Need Me
It is sooo… simple to apply for phone call loans by phone. At the time of making the call, you will be guided to provide your personal details including name, age, employment information, contact information, home address, income and bank account number etc.
Once you have supplied all the correct information the loan representative will be able to provide initial approve of your application within 1 or 2 minutes. And upon final lender review they will wire the cash in about 60 minutes or less from start to finish.
Additionally, loans by phone also provide you with the most convenient way of obtaining loans. Nothing beats being assisted by a real live person for an easy and hassle free payday loan. With these types of loans, you can pocket amounts that range from $ 100 up to $ 1500 dollars, but not all lenders will make loans up to $ 1500; the majority will only lend up to $ 1000 dollars. And, a hand-full of big brand name lenders are now making payday loans into the $ 2500 dollar range now.
When you apply through our lender network you will have most lender options and access to the highest loan amounts. Our system will match you with the best lender / loan combo best on your request.
Some Terms & Major Requirements
Regarding the time period of repayment, you need to pay back the loan within 7 to 28 days and with some lenders up to 100 days. It is necessary to pay back the borrowed amount at the agreed upon time. If you fail to pay back the amount at the agreed time, then you will most likely incur some additional fees. Sending or faxing document is not typically necessary.
• You must be a USA citizen.
• You must be 18 years of age or more.
• You must be employed or have regular income with monthly earnings of $ 1000 USD or more.
• You must have a bank account with direct deposit feature (most do) in any USA bank.
• You must have a physical address.
Bad Credit Not An Issue
Bad credit history is not be an issue for people with bad credit, they may apply for loans by phone since most payday lenders will not predicate loan approval based on a borrower’ credit history but rather their ability and likelihood of repaying the loan. At the time of applying for this type of loan you will not need to pledge any collateral, they are unsecured. Since these loans are unsecured and credit rating is not considers payday loans are the fastest and easiest loans to obtain and provide availability to the broadest spectrum of people – these are their biggest advantages and most favorable attributes.